Home for Sale at 915 N Spruce Street, Saint Marys, OH 45885

915 N Spruce Street
Saint Marys, OH 45885

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Property Details

List Price:	$224,900
Beds:	3
Baths:	2
Status:	Active
SqFt:	1417
Agency:	Plus One Professionals

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Description/Comments

Lot Size:	--
Property Type:	Residential
Year Built:	1955
Notes:	Move in immediately and enjoy immaculate living. Conveniently located near grocery stores, eateries, shopping centers and schools. This home has been well-maintained with new siding and roof in 2015, new front window and triple pane windows throughout. All rooms come equipped with ceiling fans and window coverings. The living room features a stunning hickory hardwood floor and a new fireplace surround with live edge mantle. Gas is available under the fireplace for an optional insert. Fresh neutral paint throughout adds a modern touch. The family room or primary bedroom (depending on your needs) is a sunken area with Brazilian cherry hardwood floors and French doors leading to a patio. The Kitchen boasts beautiful white ivory cabinets, a walk-in pantry and all stainless-steel appliances. Granite countertops and a farmhouse sink add elegance to the space. The hall bathroom also serves as laundry room. You'll find a walk-in shower, handheld nozzle with body jets and a shower seat. Crown molding, open shelving and a beautiful tile floor complete the look. The second bedroom features an IKEA closet system and refinished oak hardwood flooring. The third bedroom also has refinished oak hardwoods. The main bathroom is a must-see, with a luxurious shower pod system that includes a whirlpool, foot massager, TV, radio, MP3 player, mini fridge, and mood lighting. This unit has its own on-demand hot water heater. Cherry cabinets and a travertine tiled floor add to the high-end feel. Additional bonuses include gutter covers, 200-amp service, and updated wiring and plumbing! Parking will never be an issue! You'll have a convenient two-car parking pad off Hillcrest Drive, while Spruce Street offers a spacious two car driveway leading to a four-car garage. It's fully finished with drywall and workbenches and has its own 100-amp box. There is endless potential with a full unfinished basement that offers ample space for your creative vision to come to life!
MlsNumber:	1031053

Listing Provided By:	Plus One Professionals, original listing
Name:	Plus One Professionals
Phone:	(419) 394-7402
Office Name:	Plus One Professionals
Office Phone:	(419) 394-7402
Agent Name:	Krista Hubbell
Disclaimer:	Copyright Â© 2024 Western Regional Information Systems and Technology, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

HUD Foreclosures

HUD foreclosures and VA Foreclosures are some of the best homes to buy when price is part of the equation. As with most Americans, price is always a concern. If not buying the same house for less, why not buy more house for the same dollar invested? When looking for a good deal it is hard to do better than the VA or HUD foreclosures market. The simple truth is that there are just more VA and HUD homes on the market, as they represent such a large number of mortgages that are generated each year. This translates into more foreclosures just by the magnitude of difference between all others comparing to the two largest.

The two largest also being government owned and operated means that they have less time to wait to make money back on the home. The FHA is especially known for selling HUD homes for less than the average sales price in a given area. FHA foreclosures represent a fraction of HUD but they are still a significant number of homes and both should be considered.

VA (Veterans Administration) and HUD (Housing and Urban Development) have different and unique opportunities for the buyer. Both are often forgiven for the local taxes normally associated with the purchase of a home (this is on a county by county basis). Be sure to ask the local title company or escrow company to look into it for you before closing as this is often missed due to their are not used to dealing with the 2 to 3 percent of the market that VA and HUD foreclosures represent.

Free Foreclosure Listings

USHUD.com is a website that simplifies the process of finding foreclosures and HUD properties. Everyone thinks they are a real estate web surfing pro until they search for foreclosure homes and stumble upon a numerous sites that want to charge a fee to see their listings. With USHUD.com that’s not the case. When searching for HUD properties or a home finding website for foreclosure it is important to know what you are looking for. It is important to use a niche company that specializes in foreclosures like USHUD.com. We have put together 2 tools that have made the real estate search process of our website much easier to navigate. The Homesearch online tool is filled with foreclosure lists and free listings of hud homes for sale. Most of our users start with a broad search with the homesearch online tool to see the most HUD properties and foreclosure lists in your area and narrow their search down with the Homefinder online tool. The homefinder online tool is a custom filter system that we breakdown the area based upon filters such as convention and foreclosure listings. This give you the option to filter out conventional listings and focus on just the foreclosures in the market. We thank you for making us Americas top home finding website for foreclosure and Hud properties. Free listings of hud homes for sale are hard to come by but should always be free and that’s the way things are going to stay on our website.

Foreclosure Listings Increasing

As the market settled after the mortgage meltdown foreclosure listings also settled and fewer homes were on the market with a placard reading “Bank Foreclosure” in big red lettering. This was a good thing for the entire real estate market. Having an abundance of foreclosures brings the entire market down and it makes it harder for home owners, who would like to move, to get the appropriate price for their home as a similar home down the same street was sold for substantially less and the appraiser is using the foreclosure as a comparable sale.

This is just one of the problems when there are too many foreclosure listings in any area. Another issue is the television set that sits in everyone’s living room harping about the price of homes based on the number of foreclosures and this constant barrage of negative information makes most people sit on the sidelines waiting for the market to either implode completely or to correct itself. Meanwhile while they wait, others are buying foreclosure listings and making great investments.

Whatever the reason, a market can only handle so many foreclosure listings at any given time. The more foreclosures, the lower the market gets and this is a lesson the banks that were foreclosing and selling off realized too late. The market and their investments would have been better off if there had not been a rush to divest themselves of the toxic assets made more toxic by their own actions.

USHUD.com is a private company not affiliated or associated with or endorsed, authorized, approved, sponsored
or licensed by the US Department of Housing and Urban Development

USHUD.com is an Equal Housing Opportunity

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