Home for Sale at 13420 E Shore Road, Crosslake, MN 56442

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13420 E Shore Road
Crosslake, MN 56442

Bruce K Larson with Keller Williams Realty Professionals, original listing - (218) 454-4300

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Property Details

List Price:	$2,995,000
Beds:	5
Baths:	Full: 1, ½: 1, ¾: 2
Status:	Active
SqFt:	3804 Square Feet
Agency:	Keller Williams Realty Professionals
Agency Phone:	(218) 454-4300

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Description/Comments

Lot Size:	1 acre(s)
Garage:	Garage
Property Type:	Residential-Single Family Residence
Year Built:	2000
Notes:	For the first time in 90 years, one of Cross Lake's crown jewels is finally up for grabs! This prime Whitefish Chain home on Cross Lake has been in the same family since 1933. The well-appointed log-sided house boasts 3,804 finished square feet, 5 bedrooms, 4 baths, spectacular elevation, the best sunset views, and is the prime place to watch the Fourth of July fireworks. It sits on a wooded 1.41-acre lot with 200 feet of excellent sand frontage, level elevation to the lake, northwesterly views, and is professionally landscaped. Inside, the lakeside great room features a vaulted wood ceiling, floor-to-ceiling stone fireplace with wood storage, hardwood floors, and stunning lake views. The kitchen includes high-end stainless-steel appliances and custom cabinets. The lakeside primary suite has a high-end bathroom with a walk-in shower and soaking tub. Upstairs, a loft overlooks the great room, and 4 bedrooms provide ample sleeping space for family and friends. There is an oversized main-floor laundry for ease. The attached 3-stall garage provides adequate room for parking and storage. Multiple patios and decks are perfect for dining with friends or relaxing after a long day. The lakeside paver fire pit is ideal for making memories under the stars. Enjoy the beach bar or relax on the sandy shore. Jump in the boat and explore the Whitefish Chain for boating, fishing, swimming, dining, and more! Ownership includes Sandcrest Association membership with 470 feet of shared lake access and amenities: west-facing swimming beach with gradual sand entry, tennis court, and walking trails. You will be minutes from all the Crosslake amenities: restaurants, shops, and scenic golf courses. Wake up to loon calls and end your evenings under star-filled skies. Book your private shoreline tour today and begin making Whitefish memories this summer. Don't miss the chance to make lasting family memories right here on Cross Lake.
MlsNumber:	--
ListingId:	6778066

Listing Provided By:	Keller Williams Realty Professionals, original listing
Phone:	(218) 831-7653
Office Phone:	(218) 454-4300
Agent Name:	Bruce K Larson
Disclaimer:	Copyright © 2026 Northstar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

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HUD Foreclosures

HUD foreclosures and VA Foreclosures are some of the best homes to buy when price is part of the equation. As with most Americans, price is always a concern. If not buying the same house for less, why not buy more house for the same dollar invested? When looking for a good deal it is hard to do better than the VA or HUD foreclosures market. The simple truth is that there are just more VA and HUD homes on the market, as they represent such a large number of mortgages that are generated each year. This translates into more foreclosures just by the magnitude of difference between all others comparing to the two largest.

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VA (Veterans Administration) and HUD (Housing and Urban Development) have different and unique opportunities for the buyer. Both are often forgiven for the local taxes normally associated with the purchase of a home (this is on a county by county basis). Be sure to ask the local title company or escrow company to look into it for you before closing as this is often missed due to their are not used to dealing with the 2 to 3 percent of the market that VA and HUD foreclosures represent.

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Foreclosure Listings Increasing

As the market settled after the mortgage meltdown foreclosure listings also settled and fewer homes were on the market with a placard reading “Bank Foreclosure” in big red lettering. This was a good thing for the entire real estate market. Having an abundance of foreclosures brings the entire market down and it makes it harder for home owners, who would like to move, to get the appropriate price for their home as a similar home down the same street was sold for substantially less and the appraiser is using the foreclosure as a comparable sale.

This is just one of the problems when there are too many foreclosure listings in any area. Another issue is the television set that sits in everyone’s living room harping about the price of homes based on the number of foreclosures and this constant barrage of negative information makes most people sit on the sidelines waiting for the market to either implode completely or to correct itself. Meanwhile while they wait, others are buying foreclosure listings and making great investments.

Whatever the reason, a market can only handle so many foreclosure listings at any given time. The more foreclosures, the lower the market gets and this is a lesson the banks that were foreclosing and selling off realized too late. The market and their investments would have been better off if there had not been a rush to divest themselves of the toxic assets made more toxic by their own actions.